Planned Giving

Investing in the future.

Planned Gifts are Powerful

As people who love the outdoors, we have the power to help ensure the future of open spaces, accessible rivers, safe trails, and wide mountain vistas – today, tomorrow, and beyond. What’s more, even a modest sized gift can make an enormous difference.

Begin a planned giving discussion today, it’s as easy as 1, 2, 3

  1.  Call the Appalachian Mountain Club at 617-391-6638 or email Stephanie Schiele at sschiele@outdoors.org for more information about your options. We can provide you with sample language for bequests or show you how to structure specific gifts. 

  2. Contact your attorney and/or financial advisor. Let them know you are considering a planned gift to AMC. They can assist you in determining what type of gift best suits your personal and financial circumstances. 

  3. Talk to your family and friends about your plans and personal wishes in addressing family needs as well as your legacy gifts.

Thank you for considering the Appalachian Mountain Club in your financial planning.

Summit Trust

The Summit Trust honors and celebrates individuals who have made a commitment to support AMC through a planned or deferred gift. These future gifts contribute to the growth and success of AMC and are an ongoing commitment to the mountains, rivers, and trails far beyond the supporter's own lifetime.

Members receive a special memento designed exclusively for the Summit Trust, the AMC Connections newsletter, and invitations to special events.

To ensure that records accurately reflect your intentions or to notify us of your plans, please contact Stephanie Schiele at sschiele@outdoors.org or 617-391-6638.

Bequests

By including AMC in your estate plans, you can specify that some or all of your assets come to us after your lifetime. As that time, the asset(s) you specify will pass to us, and your estate can take a charitable deduction for the amount of your bequest.

There are several types of bequests that allow you to designate how your estate will be distributed:

  • Specific bequests are used to make a gift of a specific dollar amount or specific assets, such as securities, real estate, or personal property.

  • Residuary bequests are used to give all or a portion of the rest, residue, and remainder of your estate after payment of expenses and any specific amounts designated to other beneficiaries.

  • Contingent bequests will result in a gift to AMC only in the event of the death of other beneficiaries or the fulfillment of certain conditions described in your estate plans.

Life Income Gifts

Do you want to support AMC but worry about having enough income for yourself and your loved ones? Life-income gifts, such as gift annuities and charitable remainder trusts, can provide donors with an income stream, significant tax savings and the satisfaction of providing AMC with vital, long-term resources.

The creation of a life-income gift benefits both the donor and the recipient. It's a "win-win" situation.

Charitable Gift Annuities

We offer two types of gift annuities that are managed by Citizens Bank.

Immediate-Payment Gift Annuity

To establish a charitable gift annuity, you make a gift to AMC and in exchange, receive a fixed annual dollar amount for life. The principal remaining at your death will then benefit AMC.

While gift annuities can be funded at a younger age, this type of gift might be especially attractive if you are aged 70 or above, and would like to receive an immediate income stream for you or you and your spouse, all while supporting AMC. Payment amounts are based on the age(s) of the income beneficiary(ies). The older one is, the higher payout rate one receives. In addition to the stream of fixed payments, the gift will also generate an immediate charitable income-tax deduction. If you are younger, and you wish to begin receiving payments at a future date, a deferred-payment gift annuity might be a more suitable gift arrangement.

For AMC, annuitants must be 55 years or older and the minimum annuity is $10,000.

  • AMC uses the charitable gift annuity rates recommended by the American Council on Gift Annuities.

  • The rates for two lives are less than rates for one life simply because the period of payment may be longer.

  • For more information visit www.acga-web.org.

Deferred-Payment Gift Annuity

This type of gift might appeal to you if you want to support AMC, you are 40 to 60 years old, have a high income, need to benefit now from a current tax deduction, and are interested in augmenting potential retirement income.

The deferred-payment gift annuity involves the current transfer of cash or marketable securities. In exchange, AMC agrees to pay the donor an annuity starting at a future date - usually at the donor's retirement. The gift can consist of a single transfer, a series of transfers, or periodic transfers to the plan in high-income years.

You realize an immediate charitable deduction for the gift portion of each transfer to the deferred gift-annuity plan. A portion of each annuity payment, when the payments begin, will be a tax-free return of principal over the life expectancy of the annuitant. When appreciated, long-term capital-gain securities are transferred, any reportable capital-gain is spread out over the donor-annuitant's life expectancy.

There is a $10,000 minimum for deferred gift annuities, and no age limit for deferred annuitants.

Beneficiary Designations

The Appalachian Mountain Club accepts gifts of life insurance as the beneficiary of your policy. We may also be named as the beneficiary (primary of contingent) on your retirement accounts. In addition to providing you with tax advantages, beneficiary designations are a quick and hassle-free way to make a gift.

Changing your beneficiaries is easy:

You may simply contact your insurance carrier or employer/plan administrator and request a change in beneficiary form.